Límites de Medicare fuera de los EE. UU.
Helping families cover these costs
Critical illness insurance can be a vital, yet affordable add-on benefit to your health insurance and Medicare planning that is highly recommended by:
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Parents with young children: to provide for their children's education and living needs if they become seriously ill
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Older adults: People who may need help covering medical expenses and supporting their lifestyle
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People with a family medical history of serious illnesses: People who’s parents were afflicted with certain genetically linked illnesses, like cancer, stroke or heart attack
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Sole family income providers: People who are the primary financial support for their families
How does critical illness insurance help?
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Critical illness insurance can help cover medical expenses and other financial obligations
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It can help protect your income and savings from the high costs of long-term care
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It can help you pay for and access treatment you need
What does critical illness insurance cover?
Critical illness insurance, also called catastrophic illness insurance or specified disease insurance, provides coverage in an event a policyholder experiences a medical emergency due to an illness listed in the policy.
Medical conditions and procedures include:
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Accidental brain damage
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Amputation
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Angioplasty
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Arthritis
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Cancer
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Coma
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Connective tissue disorders
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Coronary bypass
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Dementia
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Heart attack
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Kidney failure
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Loss of vision or hearing
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Multiple sclerosis
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Organ transplant
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Paralysis
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Parkinson’s disease
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Severe burns
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Stroke
Most policies pay out a lump sum that the policyholder can use to replace lost wages or pay for treatment-related costs.
The payout can also be used for specialty medications and non-medical expenses, including mortgages and groceries.
Some insurance providers also give the insured the option to take monthly payouts that they can use while recovering.
How much does critical illness insurance cost?
There are several factors that determine the premium cost of critical illness coverage:
age, gender, medical history and the benefit amount selected.
AccessHMO offers critical illness coverage that protects you at home or when traveling abroad.
Other Products to Consider:
Encuentre médicos y especialistas de AccessHMO en Centroamérica y el Caribe
Con la membresía de AccessHMO, tendrá acceso a la red más grande de médicos de HMO/PPO y a más de 150 hospitales en América Central y el Caribe. La red de proveedores de AccessHMO incluye más de 12,000 médicos de atención primaria y especialistas participantes en clínicas privadas o en más de 150 hospitales y centros de atención médica en toda América Central y el Caribe.
También brindamos cobertura de seguro médico opcional en los EE. UU., Canadá y Europa para aquellos que puedan necesitar tratamiento médico o cirugía. Coordinamos los beneficios con Medicare o el seguro médico público europeo, cuando corresponda, para reducir o acreditar sus costos médicos y de seguro médico.
These products may not be available to residents of certain counties or states.
Please see the Sample of Insurance for terms, conditions, limitations and exclusions
Encuentre médicos y especialistas de AccessHMO en Centroamérica y el Caribe
Con la membresía de AccessHMO, tendrá acceso a la red más grande de médicos de HMO/PPO y a más de 150 hospitales en América Central y el Caribe. La red de proveedores de AccessHMO incluye más de 12,000 médicos de atención primaria y especialistas participantes en clínicas privadas o en más de 150 hospitales y centros de atención médica en toda América Central y el Caribe.
También brindamos cobertura de seguro médico opcional en los EE. UU., Canadá y Europa para aquellos que puedan necesitar tratamiento médico o cirugía. Coordinamos los beneficios con Medicare o el seguro médico público europeo, cuando corresponda, para reducir o acreditar sus costos médicos y de seguro médico.
AccessHMO LLC is a registered health maintenance organization in the State of Florida and licensed to solicit health insurance with certified Medicare advisors that are not connected with, endorsed by, or sponsored by the U.S. government, federal Medicare program, Social Security Administration, or the Department of Health and Human Services.